FinTech, Entrepreneurship, and Innovation
The Milken Institute's FinTech program explores market innovation and developments, analyzes alternative regulatory approaches, and offers policy recommendations to facilitate FinTech’s responsible development and foster a more favorable economic environment for small businesses and entrepreneurs. We engage and educate policymakers and stakeholders to improve access to capital, financial inclusion, transparency, and compliance. Our guiding principle is to ensure that financial technology innovations and entrepreneurial opportunities are accessible to individuals and businesses while increasing the stability and efficiency of the U.S. financial system.
- Access to capital and financial inclusion
- Alternative regulatory approaches
- Market innovation and developments
- Policy to facilitate FinTech’s responsible development
- Policy to foster a more competitive and innovative environment
- Transparency and compliance
- Artificial Intelligence and Agentic Commerce
- Blockchain and Cryptocurrency
- Entrepreneurship and Emerging Enterprises
- Future of Work
- Innovative Finance and Access to Capital
- Neo-Banking
- Small Business Data and Ecosystems
- Stablecoin and Tokenization
- Supply Chain Resilience
Small Business, Entrepreneurship, and Economic Growth
Community bank consolidation, technology, globalization, and policy changes have disproportionately affected small businesses and start-ups by fundamentally reshaping the competitive landscape and entrepreneurial ecosystem. The Small Business, Entrepreneurship, and Economic Growth Initiative aims to address these challenges through policy recommendations and programmatic solutions that foster a more robust entrepreneurial environment and inclusive prosperity across regions and demographics.
Featured Thought Leadership
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Global Digital Asset Adoption: Asia
Asia is a global proving ground for digital financial innovation, regulation, and adoption. With the world’s largest population—4.9 billion—significant capital heft, and a unique mix of emerging and emerged economies, the region benefits...Read Article -
Global Digital Asset Adoption: Sub-Saharan Africa
In Sub-Saharan Africa, FinTech is shaped by youthful demographics and mobile-first populations in search of solutions to bring down costs and accelerate growth. According to the World Bank, Sub-Saharan Africa received $54 billion in...Read Article -
Global Digital Asset Adoption: Latin America
There are bold headlines about crypto in Latin America. Countries like El Salvador have made a splash on the crypto scene, with leaders who are moving fast and breaking things.Read Article
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FinTech in Focus — April 7, 2026In This Newsletter:
- Prediction Markets Go Beyond Gaming
- Privacy Tech Positions for Institutional Demand
- The Ratings Agencies Wrestle with Stablecoin
Read Article -
FinTech in Focus — March 24, 2026In This Newsletter
- Future of Finance
- Digital Assets Market Structure Holding Pattern
- Institutional Tokenization Gears Up
Read Newsletter
FinTech, Entrepreneurship, and Innovation
Most Recent Content
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Stories from the Field: Oze
The story of Oze starts in the Peace Corps. I, Meghan McCormick, served as a community economic development advisor in Guinea, while my cofounder served in Benin. We saw firsthand how these business owners had to navigate complex...Read Article -
Stories from the Field: Verto
Our company, Verto, was founded by Ola Oyetayo, chief executive officer, and Anthony Oduu, chief technology and product officer. Both began their careers in finance and then decided to become entrepreneurs.Read Article -
Stories from the Field: Chumz
My name is Samuel Njuguna, and I'm passionate about eradicating poverty through two key pillars: financial inclusion and education. I have a background in computer science and currently serve as the CEO and cofounder of Moneto Ventures LTD.Read Article
Featured Conference Panels
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Our Team
Maxwell DeGregorio
Kristen Fanarakis