FinTech, Entrepreneurship, and Innovation
FinTech: What’s New, What’s Needed
Quintus Lim
FinTech: What’s New, What’s Needed
Quintus Lim
The Milken Institute's FinTech program explores market innovation and developments, analyzes alternative regulatory approaches, and offers policy recommendations to facilitate FinTech’s responsible development and foster a more favorable economic environment for small businesses and entrepreneurs. We engage and educate policymakers and stakeholders to improve access to capital, financial inclusion, transparency, and compliance. Our guiding principle is to ensure that financial technology innovations and entrepreneurial opportunities are accessible to individuals and businesses while increasing the stability and efficiency of the U.S. banking system.
- Access to capital and financial inclusion
- Alternative regulatory approaches
- Market innovation and developments
- Policy to facilitate FinTech’s responsible development
- Policy to foster a more competitive and innovative environment
- Transparency and compliance
- Artificial Intelligence and Machine Learning
- Blockchain and Cryptocurrency
- Entrepreneurship and Emerging Enterprises
- Future of Work
- Innovative Finance and Access to Capital
- Neo-Banking
- Small Business Data and Ecosystems
- Supply Chain Resilience
Small Business Policy and Innovation Initiative
Community bank consolidation, technology, globalization, and policy changes have disproportionately impacted small businesses and start-ups by fundamentally changing the competitive landscape and entrepreneurial ecosystem. The Small Business Policy and Innovation initiative aims to address these challenges through policy recommendations and program solutions to foster a more robust entrepreneurial environment and inclusive prosperity across regions and demographics.
FinTech, Entrepreneurship, and Innovation
Most Recent Content
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Digital Financial Infrastructure in Focus
The world’s financial system operates at digital speed, but much of its infrastructure remains slow, fragmented, and opaque.Read Report -
2025 Digital Asset Market Structure Discussion Draft – US Senate Banking Committee
The Milken Institute ("Institute") appreciates the opportunity to submit comments in response to the Senate Banking Committee’s (“Committee’s”) Request for Information (“RFI”) on digital asset market structure. As a nonpartisan, nonprofit...Read Letter -
Milken Institute Statement on Passage of Digital Asset Legislation
The Milken Institute applauds the House’s historic, bipartisan passage of the GENIUS Act and the CLARITY Act. This final passage of the Senate’s GENIUS Act will provide long-sought regulatory clarity for stablecoins as they continue to...Read Article -
Milken Institute EVP of Finance Michael Piwowar Testifies on Digital Asset Market Structure Legislation
Washington, DC (June 4)—Today, Michael Piwowar, Executive Vice President of Finance at the Milken Institute, provided testimony before the US House Committee on Agriculture hearing on American Innovation and the Future of Digital Assets...Read Article -
American Innovation and the Future of Digital Assets: From Blueprint to a Functional Framework
WASHINGTON, DC (June 4, 2025) — Today, Michael Piwowar, Executive Vice President of Finance at the Milken Institute, provided testimony before the US House Committee on Agriculture hearing on American Innovation and the Future of Digital...View TestimonyImage
Michael Piwowar, PhD
Executive Vice President, Milken Institute FinanceMichael S. Piwowar, PhD, is the executive vice president of Milken Institute Finance. Piwowar served as a commissioner at the US Securities and Exchange Commission (SEC) from August 15, 2013, to July 6, 2018. -
2025 Digital Asset Market Structure Discussion Draft – US House Financial Services and Agriculture Committees
The Milken Institute (“Institute”) appreciates the opportunity to comment on the Digital Asset Market Structure Discussion Draft (“Discussion Draft”) released by the US House Committee on Financial Services and the US House Committee on...Read Letter -
Milken Institute and Motsepe Foundation Announce Winner of the Milken-Motsepe Prize in FinTech and Launch New Prize
The Milken Institute and the Motsepe Foundation are proud to announce the winner of the Milken-Motsepe Prize in FinTech, a $2 million innovation award designed to reward companies working to expand access to capital and financial services...Read Article -
Stories from the Field: Verto
Our company, Verto, was founded by Ola Oyetayo, chief executive officer, and Anthony Oduu, chief technology and product officer. Both began their careers in finance and then decided to become entrepreneurs.Read Article -
Stories from the Field: Chumz
My name is Samuel Njuguna, and I'm passionate about eradicating poverty through two key pillars: financial inclusion and education. I have a background in computer science and currently serve as the CEO and cofounder of Moneto Ventures LTD.Read Article
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Our Team
Maxwell DeGregorio
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