FinTech, Entrepreneurship, and Innovation
FinTech: What’s New, What’s Needed
Quintus Lim
FinTech: What’s New, What’s Needed
Quintus Lim
The Milken Institute's FinTech program explores market innovation and developments, analyzes alternative regulatory approaches, and offers policy recommendations to facilitate FinTech’s responsible development and foster a more favorable economic environment for small businesses and entrepreneurs. We engage and educate policymakers and stakeholders to improve access to capital, financial inclusion, transparency, and compliance. Our guiding principle is to ensure that financial technology innovations and entrepreneurial opportunities are accessible to individuals and businesses while increasing the stability and efficiency of the U.S. banking system.
- Access to capital and financial inclusion
- Alternative regulatory approaches
- Market innovation and developments
- Policy to facilitate FinTech’s responsible development
- Policy to foster a more competitive and innovative environment
- Transparency and compliance
- Artificial Intelligence and Machine Learning
- Blockchain and Cryptocurrency
- Entrepreneurship and Emerging Enterprises
- Future of Work
- Innovative Finance and Access to Capital
- Neo-Banking
- Small Business Data and Ecosystems
- Supply Chain Resilience
Small Business Policy and Innovation Initiative
Community bank consolidation, technology, globalization, and policy changes have disproportionately impacted small businesses and start-ups by fundamentally changing the competitive landscape and entrepreneurial ecosystem. The Small Business Policy and Innovation initiative aims to address these challenges through policy recommendations and program solutions to foster a more robust entrepreneurial environment and inclusive prosperity across regions and demographics.
FinTech, Entrepreneurship, and Innovation
Most Recent Content
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2025 Digital Asset Market Structure Discussion Draft – US Senate Banking Committee
The Milken Institute ("Institute") appreciates the opportunity to submit comments in response to the Senate Banking Committee’s (“Committee’s”) Request for Information (“RFI”) on digital asset market structure. As a nonpartisan, nonprofit...Read Letter -
2025 Digital Asset Market Structure Discussion Draft – US House Financial Services and Agriculture Committees
The Milken Institute (“Institute”) appreciates the opportunity to comment on the Digital Asset Market Structure Discussion Draft (“Discussion Draft”) released by the US House Committee on Financial Services and the US House Committee on...Read Letter -
Clarity for Payment Stablecoins Act Discussion Draft
The Honorable Bill Hagerty United States Senate Washington, DC 20510 Dear Senator Hagerty, We thank you for the opportunity to provide feedback on your discussion draft of the Clarity for Payment Stablecoins Act of 2024. We commend your...Read Letter -
Digital Asset Market Structure Discussion Draft
The FinTech Program of the Milken Institute is pleased to provide comments on the Digital Asset Market Structure Discussion Draft (“Discussion Draft”) by the US House Committee on Financial Services and the US House Committee on Agriculture...Read Letter -
Licensing Manual Draft Supplement on Evaluating Charter Applications from FinTech Companies
Submitted electronically Thomas Curry Comptroller of the Currency U.S. Office of the Comptroller of the Currency 400 7th Street, SW Washington, D.C. 20219 Dear Comptroller Curry, The Milken Institute Center for Financial Markets would like...Read Letter -
Special Purpose National Bank Charters for FinTech Companies
The Milken Institute Center for Financial Markets provided a response to the Office of the Comptroller of the Currency (OCC) upon request for comments regarding special purpose national bank charters for FinTech companies. The white paper...Read LetterJM ABJackson Mueller and Aron Betru
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