FinTech, Entrepreneurship, and Innovation
The Milken Institute's FinTech program explores market innovation and developments, analyzes alternative regulatory approaches, and offers policy recommendations to facilitate FinTech’s responsible development and foster a more favorable economic environment for small businesses and entrepreneurs. We engage and educate policymakers and stakeholders to improve access to capital, financial inclusion, transparency, and compliance. Our guiding principle is to ensure that financial technology innovations and entrepreneurial opportunities are accessible to individuals and businesses while increasing the stability and efficiency of the U.S. financial system.
- Access to capital and financial inclusion
- Alternative regulatory approaches
- Market innovation and developments
- Policy to facilitate FinTech’s responsible development
- Policy to foster a more competitive and innovative environment
- Transparency and compliance
- Artificial Intelligence and Agentic Commerce
- Blockchain and Cryptocurrency
- Entrepreneurship and Emerging Enterprises
- Future of Work
- Innovative Finance and Access to Capital
- Neo-Banking
- Small Business Data and Ecosystems
- Stablecoin and Tokenization
- Supply Chain Resilience
Small Business, Entrepreneurship, and Economic Growth
Community bank consolidation, technology, globalization, and policy changes have disproportionately affected small businesses and start-ups by fundamentally reshaping the competitive landscape and entrepreneurial ecosystem. The Small Business, Entrepreneurship, and Economic Growth Initiative aims to address these challenges through policy recommendations and programmatic solutions that foster a more robust entrepreneurial environment and inclusive prosperity across regions and demographics.
Featured Thought Leadership
-
Global Digital Asset Adoption: Asia
Asia is a global proving ground for digital financial innovation, regulation, and adoption. With the world’s largest population—4.9 billion—significant capital heft, and a unique mix of emerging and emerged economies, the region benefits...Read Article -
Global Digital Asset Adoption: Sub-Saharan Africa
In Sub-Saharan Africa, FinTech is shaped by youthful demographics and mobile-first populations in search of solutions to bring down costs and accelerate growth. According to the World Bank, Sub-Saharan Africa received $54 billion in...Read Article -
Global Digital Asset Adoption: Latin America
There are bold headlines about crypto in Latin America. Countries like El Salvador have made a splash on the crypto scene, with leaders who are moving fast and breaking things.Read Article
-
FinTech in Focus — April 7, 2026In This Newsletter:
- Prediction Markets Go Beyond Gaming
- Privacy Tech Positions for Institutional Demand
- The Ratings Agencies Wrestle with Stablecoin
Read Article -
FinTech in Focus — March 24, 2026In This Newsletter
- Future of Finance
- Digital Assets Market Structure Holding Pattern
- Institutional Tokenization Gears Up
Read Newsletter
FinTech, Entrepreneurship, and Innovation
Most Recent Content
-
2025 Digital Asset Market Structure Discussion Draft – US Senate Banking Committee
The Milken Institute ("Institute") appreciates the opportunity to submit comments in response to the Senate Banking Committee’s (“Committee’s”) Request for Information (“RFI”) on digital asset market structure. As a nonpartisan, nonprofit...Read Letter -
2025 Digital Asset Market Structure Discussion Draft – US House Financial Services and Agriculture Committees
The Milken Institute (“Institute”) appreciates the opportunity to comment on the Digital Asset Market Structure Discussion Draft (“Discussion Draft”) released by the US House Committee on Financial Services and the US House Committee on...Read Letter -
Clarity for Payment Stablecoins Act Discussion Draft
The Honorable Bill Hagerty United States Senate Washington, DC 20510 Dear Senator Hagerty, We thank you for the opportunity to provide feedback on your discussion draft of the Clarity for Payment Stablecoins Act of 2024. We commend your...Read Letter -
Digital Asset Market Structure Discussion Draft
The FinTech Program of the Milken Institute is pleased to provide comments on the Digital Asset Market Structure Discussion Draft (“Discussion Draft”) by the US House Committee on Financial Services and the US House Committee on Agriculture...Read Letter -
Licensing Manual Draft Supplement on Evaluating Charter Applications from FinTech Companies
Submitted electronically Thomas Curry Comptroller of the Currency U.S. Office of the Comptroller of the Currency 400 7th Street, SW Washington, D.C. 20219 Dear Comptroller Curry, The Milken Institute Center for Financial Markets would like...Read Letter -
Special Purpose National Bank Charters for FinTech Companies
The Milken Institute Center for Financial Markets provided a response to the Office of the Comptroller of the Currency (OCC) upon request for comments regarding special purpose national bank charters for FinTech companies. The white paper...Read LetterJM ABJackson Mueller and Aron Betru
Featured Conference Panels
Industry Insights Straight to Your Inbox with FinTech in Focus
Our Team
Maxwell DeGregorio
Kristen Fanarakis