FinTech, Entrepreneurship, and Innovation
The FinTech, Entrepreneurship, and Innovation work explores market innovation and developments, analyzes alternative regulatory approaches, and offers policy recommendations to facilitate FinTech’s responsible development and to foster a more favorable economic environment for small businesses and entrepreneurs. We engage and educate policymakers and stakeholders to improve access to capital, financial inclusion, transparency, and compliance. Our guiding principle is to ensure that financial technology innovations and entrepreneurial opportunities are accessible to individuals and businesses while increasing the stability and efficiency of the US financial system.
- Access to capital and financial inclusion
- Alternative regulatory approaches
- Market innovation and developments
- Policy to facilitate FinTech’s responsible development
- Policy to foster a more competitive and innovative environment
- Transparency and compliance
- Artificial Intelligence and Agentic Commerce
- Blockchain and Cryptocurrency
- Entrepreneurship and Emerging Enterprises
- Future of Work
- Innovative Finance and Access to Capital
- Neo-Banking
- Small Business Data and Ecosystems
- Stablecoin and Tokenization
- Supply Chain Resilience
Small Business Policy and Innovation Initiative
Community bank consolidation, technology, globalization, and policy changes have disproportionately impacted small businesses and start-ups by fundamentally changing the competitive landscape and entrepreneurial ecosystem. The Small Business Policy and Innovation initiative aims to address these challenges through policy recommendations and program solutions to foster a more robust entrepreneurial environment and inclusive prosperity across regions and demographics.
FinTech, Entrepreneurship, and Innovation
Most Recent Content
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How Syndicated Crowdfunding Can Be Leveraged for Direct Community Investment
In Frank Capra’s It’s a Wonderful Life, as George Bailey tries to prevent a run on the Bailey Brothers Building and Loan, the audience receives a lesson in community banking and the economic multiplier effect. Customers deposit their...Read ArticleImage
Kristen Fanarakis
Associate Director, Small Business, Entrepreneurship, and Economic GrowthKristen Fanarakis leads the small business, entrepreneurship, and economic growth initiative within the Milken Institute’s Finance pillar. She focuses on macroeconomic and systemic trends affecting American small businesses and startups, and their implications for the economy and innovation.
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Our Team
Maxwell DeGregorio
Kristen Fanarakis