Abstract Nowhere has disruptive technology had a more profound impact than in financial services—and yet nowhere more do academics and policymakers lack a coherent theory of the phenomenon, much less a coherent set of regulatory...

The financial sector, including aspects ranging from capital markets to consumer payments, is undergoing dramatic change. Financial Technology, or “FinTech”—the use of technology to perform financial functions—encompasses an incredibly...

Commentary from the Milken Institute Center for Financial Markets to the Securities and Exchange Commission on proposed changes to the registration requirements under the Securities Exchange Act of 1934 to implement Titles V and VI of the...

From new digital payment systems and the use of digital or electronic currencies to the use of data analytics and the creation of online investment and finance platforms, FinTech developments are already having an impact on traditional...