There is increasing worry that a large percent of the US population is financially illiterate and lacks the necessary knowledge and skills to make sound financial decisions. According to the most recent TIAA Institute-GFLEC Personal Finance Index survey, US adults could correctly answer only 52 percent of the financial literacy questions. The results were even worse for Gen X and Gen Y respondents. Yet, consumers have ready access to financial tools, products and services, many for free and at their fingertips on their mobile devices. This panel will discuss the US financial literacy landscape, including the persistent knowledge gaps, some necessary steps to provide better evaluation of the current programs, and the role of technology as part of the solution.