Caroline D. Pham is Chief Legal Officer and Chief Administrative Officer at MoonPay, overseeing legal, compliance, risk, regulatory affairs, policy and governance.
An internationally recognized leader, Caroline brings 25 years of experience in law, finance and technology, including over a decade in crypto and blockchain. She is known for driving transformation in complex high-stakes environments and evolving regulatory landscapes.
Prior to MoonPay, Caroline served as acting Chairman of the U.S. Commodity Futures Trading Commission (CFTC). She sponsored the CFTC’s Global Markets Advisory Committee and was a member of the Financial Stability Oversight Council and President’s Working Groups on Financial Markets and Digital Asset Markets.
As acting Chairman, she advanced derivatives market structure including perpetual contracts, 24/7 trading and prediction markets, and launched the CFTC’s Crypto Sprint, achieving the first-ever spot crypto trading on U.S. federally regulated exchanges, a digital asset pilot program, tokenized collateral and stablecoins guidance and the CFTC Crypto CEO Forum and CEO Innovation Council.
Previously, Caroline was a Managing Director at Citigroup, holding senior global roles in Legal, Compliance, Citi CAO and the Institutional Clients Group.
Caroline received CoinDesk’s Most Influential 2023 and 2025 and the 100 Impact Leaders Legacy Award 2025. She has guest lectured at Stanford University and Columbia Business School, and has a B.A. from UCLA and J.D. from GW Law School. She is a member of the Bretton Woods Committee.