Asset managers continue to take center stage as banks and insurers retreat from proprietary investing and other businesses. With retirement and healthcare both in dire need of innovation, asset managers are compelled to provide innovative solutions. It's critically important to recognize the changes that are most concerning—or promising—as financial linkages and dependency increase. Panelists will share their perspectives on how investors and managers should adjust to increasing numbers of passive funds and robo-advisers—not to mention COVID-19—putting pressure on the historic 60-40 (equity-bond) retirement portfolio allocation.