Nirav R. Shah, MD, is senior scholar at Stanford University’s School of Medicine. He is a distinguished health-care leader with experience as an operator, scientist, innovator, and regulator.

Kai serves as executive business lead for retirement research and inclusion transformation for the Bank of America’s Retirement & Personal Wealth Solutions Business.

Surya Kolluri is head of the TIAA Institute, overseeing research on enhancing lifelong financial security and organizational effectiveness in higher education and the broader nonprofit sector.