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Future of Aging

Financial Longevity

Featured

Report

The Longevity Equation: How Healthspan and Wealthspan Intersect

This report introduces a new framework—the Longevity Equation (H × W) × T^β— which illustrates how health (H), wealth (W), and...

Read Report

Dawn M. Carpenter, DLS

Director, Financial Longevity

Dawn M. Carpenter, DLS, is the director of financial longevity at MI Health.

Featured

Report

The Longevity Equation: How Healthspan and Wealthspan Intersect

This report introduces a new framework—the Longevity Equation (H × W) × T^β— which illustrates how health (H), wealth (W), and...

Read Report

Dawn M. Carpenter, DLS

Director, Financial Longevity

Dawn M. Carpenter, DLS, is the director of financial longevity at MI Health.

Understanding that financial well-being is a cornerstone of a fulfilling life, the Future of Aging initiative drives change in policies and practices that enable meaningful work lives. It addresses long-term care gaps and caregiving impacts and promotes a life-course approach to financial wellness. By advocating for policies that support sustainable income and retirement planning, the initiative helps build a future where every individual can enjoy their golden years without financial anxiety.

Areas of Focus

Global Perspectives on Aging and Financial Longevity

Examining the global demographic trends and their impact on financial systems and economies. It draws lessons from successful financial longevity models in other countries, considering cultural factors, and tailoring solutions that respect the values of aging communities worldwide.

Health-Care Affordability and Long-Term Care

Addressing the rising costs of health care and prescription medications for aging populations. This area focuses on developing affordable insurance options and policies to manage long-term care needs, ensuring that older adults have access to necessary services without financial strain.

Longevity Economy and Innovation

Highlighting the economic opportunities presented by an aging population, focusing on products and services tailored to their needs. It promotes tech-enabled financial solutions, such as FinTech innovations, and encourages cross-sector partnerships to create scalable solutions for financial longevity.

Longevity Planning and Education

Evaluating and promoting the value of educating older adults on financial planning, including
budgeting, debt management, and preparing for health-care and housing expenses. It also
covers intergenerational wealth transfer strategies and aims to empower individuals to
recognize and avoid financial scams.

Social Safety Nets and Policy Reform

Advocating for reforms to ensure the sustainability and adequacy of social security benefits. It
explores policies like universal basic income to supplement older adults' income and examines
tax policies that support the financial well-being of aging individuals and their caregivers.

Work and Productivity

Promoting policies that support older adults in remaining in or re-entering the workforce, including opportunities for reskilling and upskilling. It encourages flexible work arrangements and entrepreneurship, as well as lifelong learning initiatives to help older individuals adapt to changing job markets.