Gene Ludwig, LISEP’s chair, is an internationally recognized leader on matters relating to banking, financial technology, regulation, risk management, and fiscal policy. He is the CEO and founder of the Promontory family of companies. Gene is also co-managing partner of Canapi Ventures, which is focused on investments in early to growth-stage fintech companies. In 2019, Gene founded LISEP, to improve the economic well-being of middle- and lower-income Americans. Its research includes the creation of economic indicators for both unemployment, earnings, and economic growth. LISEP’s statistics aim to provide policymakers and the public with a more realistic view into the economic situation of all Americans as compared with traditionally relied-upon metrics. Gene edited LISEP’s highly regarded first book, The Vanishing American Dream. As Comptroller of the Currency, Gene served as the Clinton administration’s point person on the policy response to the credit crunch of the early 1990s. Under his purview, lending to low- and moderate-income Americans increased tenfold, as did national bank investments in community development corporations. Before he was Comptroller, he was a partner at Covington & Burling. Gene graduated magna cum laude from Haverford College; he earned an M.A. from Oxford University and a J.D. from Yale Law School.