FinTech, Entrepreneurship, and Innovation
The Milken Institute's FinTech program explores market innovation and developments, analyzes alternative regulatory approaches, and offers policy recommendations to facilitate FinTech’s responsible development and foster a more favorable economic environment for small businesses and entrepreneurs. We engage and educate policymakers and stakeholders to improve access to capital, financial inclusion, transparency, and compliance. Our guiding principle is to ensure that financial technology innovations and entrepreneurial opportunities are accessible to individuals and businesses while increasing the stability and efficiency of the U.S. financial system.
- Access to capital and financial inclusion
- Alternative regulatory approaches
- Market innovation and developments
- Policy to facilitate FinTech’s responsible development
- Policy to foster a more competitive and innovative environment
- Transparency and compliance
- Artificial Intelligence and Agentic Commerce
- Blockchain and Cryptocurrency
- Entrepreneurship and Emerging Enterprises
- Future of Work
- Innovative Finance and Access to Capital
- Neo-Banking
- Small Business Data and Ecosystems
- Stablecoin and Tokenization
- Supply Chain Resilience
Small Business, Entrepreneurship, and Economic Growth
Community bank consolidation, technology, globalization, and policy changes have disproportionately affected small businesses and start-ups by fundamentally reshaping the competitive landscape and entrepreneurial ecosystem. The Small Business, Entrepreneurship, and Economic Growth Initiative aims to address these challenges through policy recommendations and programmatic solutions that foster a more robust entrepreneurial environment and inclusive prosperity across regions and demographics.
Featured Thought Leadership
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Global Digital Asset Adoption: Asia
Asia is a global proving ground for digital financial innovation, regulation, and adoption. With the world’s largest population—4.9 billion—significant capital heft, and a unique mix of emerging and emerged economies, the region benefits...Read Article -
Global Digital Asset Adoption: Sub-Saharan Africa
In Sub-Saharan Africa, FinTech is shaped by youthful demographics and mobile-first populations in search of solutions to bring down costs and accelerate growth. According to the World Bank, Sub-Saharan Africa received $54 billion in...Read Article -
Global Digital Asset Adoption: Latin America
There are bold headlines about crypto in Latin America. Countries like El Salvador have made a splash on the crypto scene, with leaders who are moving fast and breaking things.Read Article
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FinTech in Focus — April 7, 2026In This Newsletter:
- Prediction Markets Go Beyond Gaming
- Privacy Tech Positions for Institutional Demand
- The Ratings Agencies Wrestle with Stablecoin
Read Article -
FinTech in Focus — March 24, 2026In This Newsletter
- Future of Finance
- Digital Assets Market Structure Holding Pattern
- Institutional Tokenization Gears Up
Read Newsletter
FinTech, Entrepreneurship, and Innovation
Most Recent Content
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The Expanding Reach of Quantitative Thinking: A Global Imperative
In today's data-driven world, a quantitative mindset may be essential across industries. The scale of global data growth is staggering: from 12.5 zettabytes in 2014 to 149 zettabytes in 2024, with projections reaching 394 zettabytes by 2028...Read Essay
Igor Tulchinsky and Jordana Upton -
Empowering Growth Through Technology and Global Capital Markets
We live in an era of unprecedented technological innovation. Yet, despite the immense wealth being created, financial inequality continues to widen. That does not need to be our future. By leveraging the power of capital markets to create...Read Essay -
‘Cyber Darwinism’: Why Secure Companies Don't Just Survive—They Thrive
Soon after I started as the CEO of an artificial intelligence (AI) cybersecurity company, I became the subject of an AI cyberattack. Someone who had previously worked at our company received a voicemail, supposedly from me, asking him to...Read Essay -
Harnessing AI to Build a More Prosperous Future for All
Throughout history, transformative technologies have reshaped economies, industries, and societies. Today, artificial intelligence (AI)—namely generative AI and agentic AI—represents the next great frontier. This technology has the...Read Essay
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Our Team
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