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Housing affordability has become both a policy flashpoint and an economic imperative. In a recent national survey, nearly half of Americans said they were concerned about their ability to afford housing, with most respondents attributing this problem to supply-side challenges such as building costs. In this conversation, we bring together housing finance and public policy experts to discuss potential solutions to the housing crisis across the US. The discussion will explore how high construction costs, lengthy approval processes, and local zoning policies shape the crisis—and examine innovative public, private, and cross-sector approaches that could redefine the path toward accessible, sustainable housing for all Americans.