This report, from authors Jose Siaba Serrate, Claude Lopez, Halit Unver, Sergey Drobyshevsky, and Pavel Trunin, analyzes general principles, rules, and basic recommendations by considering their regulatory and technological aspects. The authors urge the G20 to set up a Digital Money & Finance Working Group (WG) and develop a comprehensive agenda with a systemic vision, in line with the SDGs. This could guide a resilient financial system through a prudent transition process, keep pace with technology, and deliver the long-term benefits to society promised by innovation.