Significant shifts in the US real estate market are influenced by macroeconomic trends, evolving capital structures, and technological advancements. With tightening credit conditions and regional bank lending constraints, investors are seeking financing alternatives to support residential and multifamily developments. Private capital is increasingly prominent in housing investment as opportunities emerge in distressed assets and real estate debt. Meanwhile, short-term market volatility presents both risks and openings for long-term structural investments. Integration of AI and data-driven strategies is transforming real estate investment decisions and capital allocation. This panel will explore how investors are adapting to disruptions and bracing for further real estate innovation. What alternative financing sources will investors leverage to navigate lending constraints and capitalize on opportunities? What’s the role of AI and technology in reshaping real estate investment, from portfolio allocation to asset valuation?