Few topics have been more controversial over the last several years than equality and wealth allocation. Young adults in their working lives have experienced at least one global financial crisis, a global pandemic, and a set of technology-driven disruptions that have financially benefited few of them. At the same time, small businesses that support a large part of the economy, as well as job creation, are struggling to survive. What are the steps needed to devise more equitable markets and provide needed access to capital and services? And how can we adapt the transformational potential of technology to level the playing field and democratize finance for emerging generations?