Banking and finance have, from the earliest days, been enabled by technology. In recent years the pace of change has accelerated rapidly, with many new technologies becoming available with the promise of greater efficiency, customer engagement and deep insight. On top of digital and mobile services, bots can improve customer experience and loyalty. Wearables, biometric analysis and machine learning can improve security and reduce cyber threats. Cloud services, AI and data analytics can boost returns and cut costs. The potential is huge. Innovation can come from any quarter and, with so much technology to adopt, the cost of failure can be significant. This CEO round table will explore the opportunities and the challenges of new technology for banking and finance, and explore questions such as: 

• 78% of banks are increasing investment in innovation, but which investments are delivering the best, least risky returns? 
• How can banks team with fintech firms to keep up with the pace of change?