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It was six years ago this week that the Federal Housing Finance Agency placed Fannie Mae and Freddie Mac into conservatorships. Since then, the US housing system has made significant progress, yet critical challenges and much work remain. To frame a discussion of housing policy, we outline twelve key points regarding the state of housing today, and the issues at the core of determining future policy direction. We conclude with a look at the challenge ahead in rebuilding the nation's housing finance system.
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