The Longevity Equation: How Healthspan and Wealthspan Intersect

The Milken Institute’s new, groundbreaking report, The Longevity Equation: How Healthspan and Wealthspan Intersect, explores the deep interconnection between financial well-being and physical health—two critical components of achieving healthy longevity for all. While Americans are living longer than ever before, too many are spending those additional years in poor health or financial insecurity.  

This report introduces a new framework—the Longevity Equation (H × W) × T^β— which illustrates how health (H), wealth (W), and technology (T) interact to shape outcomes across the lifespan.

Grounded in applied ethics research, economic analysis, and in-depth interviews with leaders across finance, health care, and policy, The Longevity Equation outlines how the private sector can help drive longevity equity. It spotlights innovative models in inclusive retirement design and financial caregiving supports and explores innovation in health-care anchor investments, demonstrating how financial systems can be reimagined to promote well-being across all stages of life.

By bridging sectors that have too often operated in silos, The Longevity Equation frames longevity not just as a demographic trend, but as an economic opportunity and a moral imperative. The report challenges business, government, and society to reimagine aging as a shared investment in human potential.