How are tech-enabled institutions responding to the era of AI? AI, embedded finance, and digital identity are reshaping global finance, transactions, and digital services. As AI and automation advance, companies face profound transformations, requiring adaptation to innovative processes and the restructuring of workforces to provide competitive, efficient, and safe platforms and services. From FinTech companies at the center of e-commerce to data-driven quant funds and one-stop online platforms for information sharing, community-building, and e-commerce, how are institutions adapting to ensure they remain at the center for global transactions and consumer engagement? What risks are inherent in this period of transformation? Which institutions will set the standard for secure, inclusive finance?