The digitization dividend today is truly global. Entrepreneurs and businesses of every size have the potential to reach billions of new customers both in their own countries and around the world—enabled by internet connectivity, automation, social media, and financial technology. Unlocking the next wave of digital inclusion and economic opportunities will require even more innovative solutions, greater digital access, and access to financial products, especially for players outside traditional institutions. What consumer and demographic trends are likely to drive digital consumption in the years ahead? How might regulators work together with technology firms to ensure the digital ecosystem is more accessible, more efficient, and a safer foothold for transactions?